Wealth Management Process

Our Process

At Bay Capital, we utilize a thorough, personalized process designed to help you understand your financial goals and stay on track throughout the various stages of life. By taking an active approach to creating your strategies, we strive to help you feel confident in your financial future.

Step 1
The first step is dedicated to getting to know each other. Beyond explaining our services and process, we learn about you, including your family values, retirement dreams, financial circumstances, needs, and concerns. This in-depth conversation allows us to identify and prioritize your objectives.

Step 2
After we have had a chance to review where you are financially today and where you want to be in the future, we build a plan with our recommendations. In sharing our recommendations, we provide you with multiple options and explain what routes you can choose to take.

Step 3
While we help you on your financial path, it is ultimately up to you which road to take. We want you to take an active role in your strategies, which includes selecting your next steps. Once you have had a chance to review our recommendations, we discuss any questions or concerns you have before you select the strategy with which you feel most comfortable.

Step 4
At this point, we implement your strategies. This step includes setting up a communication plan.

Step 5
Throughout the year, we regularly monitor your portfolio, periodically re-examine your strategies, and rebalance as needed to ensure we are on track. Additionally, we meet either quarterly, semi-annually, or annually (depending on your preference) to conduct an in-depth review of your financial health and strategies.

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